How to play Money Quest — and beat every level

The three things you're scoring

• 🐷 Savings

  What's left after each choice. The top verdict needs a high total.

• 🏆 Happiness

  Saving everything and enjoying nothing loses too — balance wins.

• ✨ Badges

  Twelve to collect. They stay with you between runs.

Every level, and how to beat it

1. 1

   Payday

   You get your weekly allowance and pick what to do with it first.

   Best move: Save a slice first, then spend the rest.

   Badge: 🐷 Pay Yourself First

   Saving before spending is the habit every budget is built on.

2. 2

   Needs vs wants

   A movie with friends competes with shoes that have a hole in them.

   Best move: Fix the shoes — the need — before the fun.

   Badge: 👟 Needs Before Wants

   Wants are fine once the needs are covered.

3. 3

   The big goal

   Something you really want costs far more than one week's money.

   Best move: Keep saving toward the goal instead of borrowing or nibbling at it.

   Badge: 🎯 Goal Getter

   Big wants become real plans when you save for them on purpose.

4. 4

   Surprise!

   Something breaks and needs paying for right now.

   Best move: Pay from your emergency stash.

   Badge: 🛟 Emergency Ready

   An emergency fund exists so a surprise doesn't wreck the month.

5. 5

   The shiny offer

   A shop offers a small weekly payment instead of one price.

   Best move: Multiply the weekly payment by the number of weeks, then skip it.

   Badge: 🧮 Debt Dodger

   Instalments hide the real price — always do the maths.

6. 6

   Price check

   The same item is sold at two different prices nearby.

   Best move: Compare first, then buy the cheaper one.

   Badge: 🔍 Price Detective

   Checking prices is free money.

7. 7

   Earn extra

   Someone offers you paid work for a few hours.

   Best move: Take the job and save most of what you earn.

   Badge: 🧽 Side Hustler

   Earning more is the other half of budgeting.

8. 8

   Sharing

   A classmate needs help and you can chip in.

   Best move: Give a planned amount and keep saving the rest.

   Badge: 💚 Big Heart

   Generosity works best when it fits inside your plan.

9. 9

   Make money grow

   Anything you keep saved for a full month gets a bonus added.

   Best move: Lock it away and let it grow.

   Badge: 📈 Compound Kid

   That bonus is compounding: money that earns money.

10. 10

    Month review

    The month ends and you choose a final move.

    Best move: Review what you spent and set next month's plan.

    Badge: 🗒️ Budget Reviewer

    Reviewing is how budgets actually improve.

Two bonus badges

• 💯 Century Saver

  Finish a run with 100 or more saved.

• ⚖️ Balanced Life

  Finish with 90+ saved and 12+ happiness — saving without giving up living.

How difficulty works

Leave difficulty on Auto and the game adjusts itself: play well and the next run gets tighter, struggle and it gets friendlier. You can also lock it yourself at any time.

• Starter

  Bigger allowance, the smart move is marked with a hint, and the lesson appears right after every choice.

• Standard

  Normal money, no hints, but you still see the lesson after each level.

• Challenge

  Tighter money, no hints, and every lesson is held back until the end of the run.